One of the government's efforts to improve people's lives is to empower the role of banking services. The role of banking services as financial institutions that collect
public funds, then as a source of business for financing the business
world, which is very important in supporting and developing the economic
growth.Bank
as a business unit in carrying out its functions, expand two
interrelated functions are: Function as implementers of development and
commercial functions that seek benefit for the development and survival
of their business. To perform its functions, in particular commercial function with
operational activities in the field of credit and provide direction and
guidance for banks in the implementation of the credit operation.As
we know that in the case of small business development is a complex and
includes many factors such as economic, social, cultural, political,
and other daktor. Therefore, small business development efforts must be implemented by
all related parties and jointly terkoordianasi through various programs
komprehentif and conceptual.For
equalization placement business sector, the government issued in the
form of credit facilities wisdom of farming disbursed by Bank-Bank
government. Eligibility lending operations of farming is an activity that strongly support the further development of a bank. To
support and ensure the smooth running of a lending farming dehat needed
procedures ie internal control as one of the management functions are
generated automatically through a certain procedure, the procedure in
question is the sequence of the implementation of which should be
investigated by someone doing an action to achieve a certain goal.The
ultimate purpose of the Bank is seeking the survival of small
businesses through the efforts of a healthy banking system and achieving
reasonable profits. This means that in the operations of a bank (company) must be tried in accordance with the provisions applicable. And the main goal anyway is to participate in building and
developing the national economy, primarily improving the welfare of the
middle to lower through the provision of appropriate financing.
Amid sluggish economic activity and competition is diverse, PT Bank Rakyat Indonesia as one agent of development that serves as an intermediary institution that extend credit, should be able to offer innovative products to stick to the principle of prudence bank (Prudential banking) , This is done in order to avoid the risk of bad debts on credits especially large scale.One important factor to keep an eye on the smooth lending as well as to reduce the level of credit risk, PT Bank Rakyat Indonesia (Perrsero) Branch Soppeng need to perform internal controls on the loan disbursed.Based on the description above, so I chose the title "Analysis of Internal Control in Lending Farming At PT Bank Rakyat Indonesia (Persero) Cabang Soppeng.
Based on the above background, the formulation of the main issues raised were:"Is the internal oversight of the lending farming, has been done effectively by PT Bank Rakyat Indonesia Branch Soppeng?
Objectives are:"To determine the effectiveness of internal control of the loan portfolio farming in PT Bank Rakyat Indonesia Branch Soppeng".Usefulness of research are:1. As an input to the Bank Rakyat Indonesia, particularly regarding internal control on farm lending.2. As of library materials for students and those who want to do further research on the topic and the same problem.
LET'S LEARN AND SHARE
JOINT # Andiwani.blogspot.com
email waniandi@gmail.com
Amid sluggish economic activity and competition is diverse, PT Bank Rakyat Indonesia as one agent of development that serves as an intermediary institution that extend credit, should be able to offer innovative products to stick to the principle of prudence bank (Prudential banking) , This is done in order to avoid the risk of bad debts on credits especially large scale.One important factor to keep an eye on the smooth lending as well as to reduce the level of credit risk, PT Bank Rakyat Indonesia (Perrsero) Branch Soppeng need to perform internal controls on the loan disbursed.Based on the description above, so I chose the title "Analysis of Internal Control in Lending Farming At PT Bank Rakyat Indonesia (Persero) Cabang Soppeng.
Based on the above background, the formulation of the main issues raised were:"Is the internal oversight of the lending farming, has been done effectively by PT Bank Rakyat Indonesia Branch Soppeng?
Objectives are:"To determine the effectiveness of internal control of the loan portfolio farming in PT Bank Rakyat Indonesia Branch Soppeng".Usefulness of research are:1. As an input to the Bank Rakyat Indonesia, particularly regarding internal control on farm lending.2. As of library materials for students and those who want to do further research on the topic and the same problem.
LET'S LEARN AND SHARE
JOINT # Andiwani.blogspot.com
email waniandi@gmail.com
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